Get the Best Mortgage Rates in Ontario – Guaranteed Savings!
Looking for the lowest mortgage rates in Ontario? You’ve found them! We specialize in securing the best mortgage rates to help you save thousands on your home financing. Whether you're a first-time homebuyer, an existing homeowner looking to renew or refinance, or an investor expanding your portfolio, our expert mortgage brokers will find the best deal for you.
Why Choose Us for Your Mortgage?
✔️ Unmatched Mortgage Rates – We negotiate with multiple lenders to secure the lowest possible rates.
✔️ Exclusive Mortgage Products – Access options not available at traditional banks.
✔️ Hassle-Free Mortgage Process – We handle the details, so you don’t have to.
✔️ Fast Approvals & Flexible Terms – Get pre-approved quickly with a mortgage that fits your needs.
Fixed Mortgages
6 months
1 Year
2 Year
3 Year
4 Year
5 Year
6 Year
7 Year
10 Year
6.49%
6.14%
5.39%
5.19%
5.14%
4.39%
6.24%
4.54%
6.10%
3.89%
4.99%
4.34%
3.94%
4.19%
3.94%
5.69%
4.39%
5.69%
Reverse Mortgages
1 Year (Fixed)
2 Year (Fixed)
3 Year (Fixed)
5 Year (Fixed)
5 (Variable)
4.99%
7.44%
6.84%
6.44%
7.80%
*Conditions apply. Rates and terms may vary by province and are subject to change without notice. Additional eligibility requirements may apply.
Other
Variable Rate
Current Prime Rate
Home Equity Lines
Second Mortgage
4.30%
5.20%
4.49%.
5.70%
Now Offering U.S. Mortgage Solutions!
Thinking about buying property in the United States?
Whether you're investing in a vacation home or rental property, our U.S. mortgage program makes financing simple. We provide:
🌍 Cross-border mortgage solutions
🏡 Low rates for Canadian buyers
🔑 Easy approvals with expert guidance
A Leading Mortgage Brokerage with Unbeatable Rates
With a strong track record of securing billions in mortgage funding, we have the experience and lender connections to negotiate the best mortgage rates and pass the savings on to you!
Get a Free Consultation – Lock in Your Low Rate Today!
Your search for the best mortgage rates in Ontario ends here. Our consultation is 100% free, and there’s no obligation. Contact us today and let’s secure your low mortgage rate—whether in Canada or the U.S.!
Ontario Mortgage Rate FAQs
Working with a reputable mortgage broker can help you get the best rate possible for you. Ontario Lend’s brokers are experienced in the industry and have access to many different lenders. This can give you options that fit your needs. Using a reputable broker can also ensure that you understand all the terms of your loan.
For the most updated information on our rates click here.
Yes, for the 5 year fixed mortgage click here.
Yes, there are 15 year fixed-rate options in Ontario. A fixed-rate 15 year mortgage might be right for you if you are looking to pay off your loan in a shorter time and pay less interest.
Here are some tips to help you secure a competitive mortgage rate:
- Pay Attention to Your Credit Score: Lenders use credit scores to assess your how reliable you will be when paying back your mortgage. A higher credit score typically gets you a better interest rate. Make sure to pay bills on time, try to pay off debts, and avoid opening new accounts when you don’t need to.
- Don’t Take the First Offer: Make sure you shop around and obtain quotes from multiple lenders. Compare rates and closing costs to make sure you are finding the best deal.
- Consider a Mortgage Broker: Mortgage brokers have access to many different lenders and can help make sure you are finding the best loan option possible. With a broker, you can save time and get access to better options.
- Save for a Significant Down Payment: If you put a larger down payment down, you will be able to obtain a better rate.
- Choose a Shorter Mortgage Term: By choosing a shorter term such as 15 years instead of 30, your rate will be lower. Keep in mind, a shorter term also means higher payments each month.
Have More Questions?
