Benefits of Our Mortgage Services

1. Access to Multiple Lending Options

One of the most known benefits of our mortgage services is having access to multiple lenders. Even a small difference in your interest rate can translate to thousands of dollars spent on the interest of your mortgage. The portion of your payment that goes towards interest is wasted money. The larger the mortgage amount the more significant this becomes. There are also other factors to consider when selecting a mortgage provider including lump sum payment options, cancellation fees and portability options. Our clients benefit from our years of experience working with different lenders and institutions. Let us use our experience to benefit you!

2. We are dedicated to helping clients through the purchase of their home

Mortgaging a home can be the biggest financial commitment you will ever make. We support our clients through this process by taking the time to help clients understand the different mortgage types available, the conditions of the mortgage, and organizing the documents that are needed to be approved by the lender or institution. We meet with clients to ensure we have an understanding of their mortgage needs and answer any questions.

3. We help clients refinance and save money!

Refinancing allows you to replace your current mortgage. The new mortgage can save you money by paying off higher interest debt or can help you with other goals such as a home renovation or the purchase of more property.

Whether or not you should replace your current mortgage depends on many factors, each situation is unique. At DLC we have the expertise to evaluate each situation and provide our clients with a recommendation.

We can help you determine the cost of breaking your current mortgage but most importantly show you ways to reduce fees.

4. Free Periodic Review

Ideally, you should keep a regular eye out for better mortgage deals. New ones are coming on the market all the time and it could be worth changing lenders. We can provide you with a free consultation:

• When interest rates change
• When your term is about to come to an end
• Once per year to see how your current deal compares to new offers